Capital Built for Speed and Flexibility
We provide financing solutions designed to help you scale, acquire, or recapitalise. Partner with a local team that has the authority and expertise to say yes.
Plimmerton Farm
Why choose PCG?
Bespoke Capital Structures
We tailor loans around your business, not a rigid credit policy. Whether it's interest-only periods to preserve cash flow or seasonal repayment schedules that match your revenue, we have the flexibility to design financing that actually fits your operational reality.
Direct Access to Decision Makers
We eliminate the bureaucracy of traditional lending. All credit decisions are made locally by the partners you meet face-to-face. This flat structure ensures rapid feedback and the certainty of execution required to close complex deals on tight timelines.
Long-Term Growth Partnership
We spend time face-to-face understanding your business, your strategy, and the challenges ahead. We build lasting partnerships that support you through every phase of your growth, not just a one-time facility.
Proven Track Record
With over $500M in committed capital and over 20 successful transactions, we represent one of the largest and most diversified private credit platforms in New Zealand. Our track record provides you with the confidence that we have the scale to support your business and the experience to navigate complex deal structures.
Our lending focus
Growth & Expansion
Funding new equipment, facilities, or new market entry without giving up equity to do it.
Strategic Acquisitions
Structured debt solutions that give you the speed and certainty to compete for, and close, the right deals.
Shareholder Liquidity
Facilitating partner buyouts or special dividends while maintaining company control.
Operational Flexibility
Replacing restrictive bank debt with terms structured around your actual cash flow cycles.
Success demands more than traditional lending. It requires partners who see beyond the balance sheet to your business potential.
How we work
1. Deep Discovery & Rapid Feedback
We start with a deep dive into your business operations, cash flows, strategy, and challenges. Our senior team engages directly from day one to provide rapid, detailed feedback on your funding requirements.
2. Structuring
Hundreds of deals across global markets have sharpened our ability to design financing that fits your specific situation. We build terms and repayment profiles around your business, not the other way around, so you can stay focused on running it.
3. Partnership
We remain active, engaged partners throughout the life of the loan, providing the follow-on capital and strategic support needed as your business scales. As one of New Zealand's largest private credit partners, we have the resources to support you through your entire business lifecycle.